2.國外一家貿(mào)易公司與我國某進(jìn)出口公司訂立合同,購買小麥500噸。合同規(guī)定,2002 年1月20日前開出信用證,2月5日前裝船。1月28日買方開來信用證,有效期至2月10日。由于賣方按期裝船發(fā)生困難,故電請(qǐng)買方將裝船期延至2月17日并將信用證有效期延長至2月20日,買方回電表示同意,但未通知開證銀行。2月17日貨物裝船后,賣方到銀行議付時(shí),遭到拒絕。
請(qǐng)問:
(1)銀行是否有權(quán)拒付貨款?力什么?
(2)作為賣方,應(yīng)當(dāng)如何處理此事?
答:
(1)銀行有權(quán)拒絕議付。
理由如下:根據(jù)《UCP500》的規(guī)定,信用證雖是根據(jù)買賣合同開出的,但一經(jīng)開出就成為獨(dú)立于買賣合同的法律關(guān)系。銀行只受原信用證條款約束,而不受買賣雙方之間合同的約束。合同條款改變,信用證條款未改變,銀行就只按原信用證條款辦事。買賣雙方達(dá)成修改信用證的協(xié)議并未通知銀行并得到銀行同意,銀行可以拒付。
(2)作為賣方,當(dāng)銀行拒付時(shí),可依據(jù)修改后的合同條款,直接要求買方履行付款義務(wù)。
七、單證制作題
根據(jù)下列所提供的信用證條款的主要內(nèi)容及有關(guān)制單資料,填制集裝箱海運(yùn)提單中(1)至(15)項(xiàng)內(nèi)容,海洋運(yùn)輸貨物保險(xiǎn)單中(1)至(5)項(xiàng)內(nèi)容。
Irrevocable documentary credit
Number: LC123-258866
Date: August 24,2003
Date and place of expiry : October 30, 2003, Qingdao, China
Advising bank: Bank of China
Beneficiary: China XYZ import and export corp.
Applicant: UVW corporation.
Total amount: USD9000 (SAY US DOLLARS NINE THOUSAND ONLY)
Shipment from: Qingdao China
To: Osaka Japan
At the latest: October 15, 2003
Description of goods: 100% Cotton Towel as per S/C No. CH200
Total quantity: 8000 pieces packing: 800 Cartons
Total gross weight: 20000 KGS
Total measurement: 30CBM
Price term: CIF Osaka
Following documents required:
+Signed commercial invoice in three copies.
+Full set of clean on board ocean bill of lading made out to order and endorsed in blank and marked “freight prepaid” and notify applicant.
+Insurance policy for 110 PCT of the invoice value covering the Institute Cargo Clauses (A), the Institute War Clauses.
Ocean Vessel: “Golden Star” Voy. No.: 018E
Container No GSTU3156712/20’
Marks & Nos : ITOCHU OSAKA NO.1-800
Laden on board the vessel : October 14,2003
B/L date: October 14,2003
B/L signed by BBB s
hipping agency
Carrier: AAA Shipping Co.
育路職業(yè)