一張大學(xué)文究竟憑值多少美元
As the price of a college degree continues to rise, there's growing evidence that the monetary payoff isn't quite as big as often advertised. The best estimate now is that a college degree is worth about 300,000 in today's dollars--nowhere near the million figure that is often quoted.
大學(xué)學(xué)費(fèi)年年攀升,而畢業(yè)后的工資回報(bào)卻未如廣告所大肆宣傳的那樣年年見(jiàn)長(zhǎng)。以現(xiàn)如今的美元估計(jì),大學(xué)學(xué)歷最準(zhǔn)確的價(jià)值是——30萬(wàn)美元,遠(yuǎn)不及常為人所引用的100萬(wàn)美元那么值錢(qián)。
"That million number has driven me crazy!" says Sandy Baum, a Skidmore economist who studied the value of a college degree for the College Board last year.
“100萬(wàn)美元都快讓我想瘋了!” 桑迪. 波美說(shuō)道。這位斯克迪默學(xué)院的經(jīng)濟(jì)學(xué)家于去年為大學(xué)理事會(huì)研究了大學(xué)文憑的價(jià)值。
Baum's research showed that college graduates earn, on average, about 20,000 a year more than those who finished their educations at high school. Add that up over a 40-year working life and the total differential is about 800,000, she figures. But since much of that bonus is earned many years from now, subtracting out the impact of inflation means that 800,000 in future dollars is worth only about 450,000 in today's dollars.
波美的研究表明大學(xué)畢業(yè)生的平均年薪只比那些剛畢業(yè)的高中生高一點(diǎn),大約為2萬(wàn)美元。根據(jù)她的計(jì)算,如果加上40年的工齡,總的工資級(jí)差將會(huì)達(dá)到80萬(wàn)美元。但因?yàn)榇蠖鄶?shù)的紅利都是很久之后的事,所以除去通貨膨脹的影響,并將未來(lái)價(jià)值80萬(wàn)美元兌換為現(xiàn)在的美元來(lái)考慮,這個(gè)數(shù)字為45萬(wàn)美元。
Then, if you subtract out the cost of a college degree--about ,000 in tuition and books for students who get no aid and attend public in-state universities--and the money a student could have earned at a job instead of attending school, the real net value in today's dollars is somewhere in the 300,000 range, a number confirmed by other studies.
而且,如果除開(kāi)大學(xué)期間的開(kāi)銷(xiāo)(如果是在州立大學(xué)讀書(shū),并且沒(méi)拿獎(jiǎng)學(xué)金,學(xué)費(fèi)和書(shū)本費(fèi)支出大概是3萬(wàn)美元),并且還要除去一個(gè)學(xué)生不上大學(xué)這段時(shí)間所能掙的錢(qián),以現(xiàn)在的美元看,大學(xué)文憑凈值30萬(wàn)美元。這個(gè)數(shù)字也為其它的研究所證實(shí)。
But, especially these days, that still makes a college degree one of the most lucrative investments a person can make, Baum notes.
波美還提到,大學(xué)教育,尤其是在現(xiàn)在,仍然是一個(gè)人所能做的最為有利的投資。
Better yet, college graduates can go on to earn advanced degrees, which return even bigger payoffs. The average holder of a bachelor's degree earns about 51,000 a year, Baum calculates. But those who've gone on to earn MBAs, law degrees, or other professional degrees earn about 100,000 a year.
但如果大學(xué)畢業(yè)后還能再往前讀個(gè)高級(jí)學(xué)位,得到的薪水回報(bào)將更大。根據(jù)波美的計(jì)算,一個(gè)學(xué)士平均年薪只有5萬(wàn)1千美元,而一個(gè)讀了MBA、法律碩士或是其它職業(yè)學(xué)位的畢業(yè)生可以拿到將近10萬(wàn)美元的年薪。
In addition, Baum found that there are plenty of other rewards for a degree. The quality of the jobs college graduates get is far better, for example. College graduates are more likely to get jobs with health insurance. And it is easier for them to find and hold jobs. The unemployment rate for college graduates was just 2.2 percent last year, half the unemployment level of those with only high school diplomas.
除此之外,波美還發(fā)現(xiàn)學(xué)位可以得到很多其它的好處。例如,大學(xué)畢業(yè)生所贏得的職位相比而言也更好。大學(xué)畢業(yè)生更容易取得有社會(huì)保險(xiǎn)的職位,他們更容易找到工作,并不被炒魷魚(yú)。上一年度大學(xué)畢業(yè)生的失業(yè)率只有2.2%,這個(gè)數(shù)字只是那些高中畢業(yè)生的失業(yè)率的一半。
There are lots of other nonmonetary benefits as well. College graduates are healthier, contribute more to their communities, and raise kids who are better prepared academically, studies show.
當(dāng)然,還有很多非金錢(qián)的回報(bào)。眾多研究都表明,大學(xué)畢業(yè)生身體素質(zhì)更好,更加關(guān)注自己所在的社區(qū),他們的子女也有更好的受教育的機(jī)會(huì)。
Other researchers have found that the payoff of a degree is especially lucrative for students from low-income families, since the education and credential give them a chance to break out of low-paying careers.
其它研究人員也發(fā)現(xiàn)學(xué)歷所帶來(lái)的回報(bào)對(duì)那些來(lái)自低收入家庭的學(xué)生尤其具有誘惑力,因?yàn)榻逃臀膽{給了他們擺脫低收入職位的機(jī)會(huì)。
北京地區(qū)2011年MBA熱門(mén)招生院校推薦:
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